HOUSING PROGRAMS

JEFFERSON COUNTY HOUSING PROGRAMS

The Jefferson County Department of Development has administered various housing programs for approximately 34 years. The Programs were established to assist low and moderate-income homeowners make needed repairs to their dwellings.

 

The Jefferson County Department of Development has been able to maintain the funding for this program by applying to the Pennsylvania Department of Community and Economic Development (DCED) for competitive grant funds through the Federal HOME Investment Partnerships (HOME) Program, the State’s Housing and Community Development Program and other funding sources.

 

For more information on Jefferson County’s housing programs contact this office at the address listed below.

 

Jefferson County Department of Development

Jefferson Place

155 Main Street, 2nd Floor

Brookville, PA 15825

 

Phone:       (814) 849-3047

Fax:  (814) 849-5049

 

 

For information on additional housing programs click on the links below:

 

USDA Rural Development:     www.rurdev.usda.gov/pa

 

Department of Housing & Urban Development (HUD):  www.hud.gov

 

Community Action, Inc.:  www.jccap.org

 

JEFFERSON COUNTY HOUSING REHABILITATION PROGRAM (JCHRP)

The Jefferson County Department of Development administers the Jefferson County Housing Rehabilitation Program (JCHRP).  The Program was established to assist low and moderate-income homeowners make needed repairs to their dwellings and has been in existence for approximately 30 years.

The Jefferson County Department of Development has been able to maintain the funding for this program by applying to the Pennsylvania Department of Community and Economic Development (DCED) for competitive grant funds through the Federal HOME Investment Partnerships (HOME) Program and the State’s Housing and Community Development Program.

The Program addresses code deficiencies as well as health and safety concerns.  Each home must be brought up to minimum code standards. The State Uniform Construction Code, National Property Maintenance Code, National Electrical Code, and Local Code shall be adhered to. The most common types of repairs are electrical system upgrading and repairs, plumbing and heating repairs or replacement, repairing broken windows and doors, structural defects, roof repair or replacement, gutters and downspouts, porches, steps and handrails. If funds permit items such as siding and replacement windows may be included.  Not permitted are cosmetic items, or room additions.

Who is eligible?

Homeowners who occupy their residences within Jefferson County and meet income requirements.

This program is not limited to senior citizens or those with disabilities; any homeowner who is income eligible may apply.

The MAXIMUM income limit permitted for participation in the rehabilitation program is 80% of the median income for Jefferson County according to household size identified in the income table as Low Income.

How do I apply for the Program?

Based on the outcome of the Housing Conditions Survey that was conducted as part of the 2005 Jefferson County Comprehensive Plan Update the JCHRP will be targeting the boroughs and townships in the county with communities that have the highest percentage of deteriorated homes.  The Department of Development will notify the targeted communities of the availability of funds.

 

The Department of Development also maintains a Waiting List of qualified applicants for the Program. Anyone wishing to apply for the Jefferson County Homeowner Housing Rehabilitation Program or would like to receive additional information about the program should contact the Jefferson County Department of Development at (814) 849-3047.

How much can be borrowed?

The minimum amount that can be provided through this program is $1,000 per home and the maximum amount that can be provided through this program is $25,000 per home.

 

If a home requires only $5,000 worth of work to bring it up to minimum code standards then only that amount will be provided. Likewise, if the project requires over $25,000 to bring it up to minimum code standards the homeowner would need to contribute the amount above the $25,000 in order to participate in the program.

 

Terms and Conditions:

 Homeowners are required to continue to own and occupy their home for a period of five years after the work is completed, promptly pay all property taxes when due, maintain fire and casualty insurance on the property in an amount equal to or greater than the loan amount, and maintain the home in good repair.  For those properties located in the 100-year floodplain, the borrower must also agree to maintain flood insurance on the property.        

For households whose total annual household income is less than or equal to 80% of the median income an interest free deferred forgivable loan (no payments) is available.  This loan is forgiven over a 5-year period (1/60th per month).

 

                    JEFFERSON COUNTY 2013 MAXIMUM INCOME LIMITS
HOUSEHOLD MEMBERS 1 2 3 4 5 6 7 8
LOW INCOME

(80% of Area Median)

$31,000 $35,400 $39,850 $44,250 $47,800 $51,350 $54,900 $58,450